Insurance is rapidly playing a larger role in helping people obtain
dental treatment. We appreciate this fact. In an effort to help you
maximize your insurance benefits, we would like to share some Facts
about Dental Insurance with you.
FACT # 1
Insurance is NOT meant to cover all fees; it is meant to be an aid to
your investment in your dental health.
FACT # 2
carriers announce that they reimburse the insured person "up to 80% or
up to 100% of the total fees". In actuality, we have found most plans
cover about 40% to 50% of average fees. Some plans pay more - some less.
The amount your plan pays is determined by how much your employer paid
for the plan. The less paid for the insurance, the less you will
FACT # 3
insurance companies tell their customers that their dentist's "fees are
above the usual customary fees" rather than saying "our benefits are
low". Remember, you receive only what your employer puts into the plan
less the profits of the insurance company.
FACT # 4
routine dental services are not covered by dental insurance.
will make every effort to assure you receive maximum benefits. We will
file your insurance at no charge. In order to provide the service, we
will need your updated insurance information at each appointment.
Please do not hesitate to ask questions about our office policies. We
want you be comfortable in dealing with these matters, and we urge you
to contact us if you have any questions regarding our services and or
you have any questions regarding your insurance, we ask that you contact
your company regarding the specifics and details of your plan. The
insurance is between you, your employer and your carrier.